Terms of Service
Daniel Gaines Insurance Agency
Effective date: September 6, 2026
Website: https://www.dgainesins.com
Agreement
By using https://www.dgainesins.com and our related services (including request forms and SMS programs you opt into), you agree to these Terms and our Privacy Policy.
Who we are
Daniel Gaines Insurance Agency provides insurance agency services from:
- 438 Colusa Ave C, Yuba City, CA 95991
- 621 B St, Marysville, CA 95901
Contact: dan@dgainesins.com
Website use
You agree to use the site lawfully and accurately when submitting quote, contact, or appointment information. We may update site content without notice.
Insurance disclosures
Information on this site is general and does not constitute a binder, policy, or guarantee of coverage. Quotes and coverage are subject to underwriting, carrier approval, and the terms of any issued policy. We are not a carrier; we are an insurance agency.
SMS program
If you opt in to text messages, additional terms in our SMS Terms apply. Message and data rates may apply. Reply STOP to opt out; HELP for help.
Consumer data or message opt-in information is not shared, sold, or bought by third parties or affiliates.
Intellectual property
Site content is owned by Daniel Gaines Insurance Agency or its licensors and may not be copied for commercial use without permission.
Disclaimers
THE SITE AND INFORMATION ARE PROVIDED “AS IS.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Limitation of liability
To the fullest extent permitted by law, Daniel Gaines Insurance Agency is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site or services.
Indemnity
You agree to indemnify us against claims arising from your misuse of the site or inaccurate information you submit.
Governing law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
Changes
We may update these Terms by posting a new version on this page with an updated effective date.